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Joe Greenfield
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
Joe Greenfield is a Mortgage Loan Officer with a diverse background. His previous work experiences include sales, banking operations, legal research. Joe Greenfield is a licensed realtor in the State of California. He is licensed in multiple states as a Mortgage Loan Originator. His professional journey reflects a commitment to customer service and innovation in the mortgage industry. Whether it's buying a new home, refinancing an existing mortgage for a better rate, or converting home equity into cash. Let Joe Greenfield help you find your new home, and the right loan for you. As a realtor and a mortgage loan professional with experience, I have training and certification. This knowledge and experience allow me to guide you through the loan process, to find terms that fit your budget, and ensure all legalities are competently handled for a smooth closing. Whether you're a first-time homebuyer, or looking to trade up, or downsizing, or simply seeking a change, I can assist you in getting pre-approved for the right loan.
Phone: (510) 221-8983
NMLS#: 1727621
License: CA, MI, MN
Spoken Language: English
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Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 218 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
218+
Number of Lenders
9356+
1491+
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.