Call Us Today!

Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Agnes Santos

Agnes Santos

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:

“CLOSING LOANS. YOU AND I”

I provide customized lending solutions for your specific needs. Not all financing needs are created equal. But there is one lender that is meant for you.  You have unique needs. I have lending solutions that fit that need. With decades-worth of banking and mortgage-lending experience, I am more than just your lender. I am your partner in closing that loan that would open up opportunities for you and the people around you who would benefit from OUR partnership. We make a great team.

Together, we are opening doors to new beginnings. You and I. WE got this!



Phone: (626) 731-2162

NMLS#: 220953

License: CA

Spoken Language: English, Tagalog

My reviews on Google

We had an absolutely fantastic experience refinancing our home, all thanks to our loan officer Ms. Agnes Santos. From the very beginning, she demonstrated professionalism, knowledge, and a genuine commitment to helping us secure the best possible mortgage rate. She worked tirelessly to bring our interest rate down from 7.3% to 5.2%, which made a significant difference in our financial situation. What truly sets Ms.Agnes Santos apart is her dedication to her clients. She was incredibly accommodating, always available to answer our questions, and took the time to explain every step of the process in a way that was easy to understand. Her responsiveness was remarkable—whether it was a phone call, email, or text, she was always quick to provide updates and reassurance, making what could have been a stressful process feel seamless and efficient. Beyond her expertise, she genuinely cares about her clients' best interests. She went above and beyond to ensure we were comfortable and confident with every decision. Her attention to detail, proactive approach, and willingness to go the extra mile made all the difference. We are beyond grateful for her hard work and highly recommend Agnes Santos to anyone considering refinancing or purchasing a home. If you’re looking for someone who is knowledgeable, professional, and truly invested in helping you succeed, she is the one to call!
Awesome service! She guided us every step of the way and made the process easy for us.
Very quick, responsive and answers my questions clearly. Will do business again. Thank you Agnes

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 240 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

240+

Number of Lenders

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

Fast funding,
easy application.
Get your loan today!

Quick Loans, Anytime, Anywhere!

phone mockup
Powered by
MOSO logo