Alexander Cardoso
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
As a mortgage loan officer with 26 years of experience, bilingual Spanish-speaking abilities, and comprehensive knowledge of various programs in the industry, I have successfully assisted numerous families in obtaining their primary homes and investment properties. My approach is characterized by a personal touch, offering one-on-one consultations for individuals who prefer personalized guidance throughout the mortgage process.
Throughout my career, I have cultivated expertise in navigating the complexities of mortgage financing, ensuring that my clients receive tailored solutions that align with their specific needs and financial goals. Whether it's securing favorable terms for a first-time homebuyer or structuring financing for a seasoned investor, I am committed to providing exceptional service and support every step of the way.
My bilingual capabilities allow me to effectively communicate with Spanish-speaking clients, ensuring clear understanding and facilitating seamless transactions. By leveraging my extensive experience and industry knowledge, I strive to empower families to make informed decisions and achieve their homeownership aspirations.
If you're seeking a mortgage loan officer who combines expertise with a personal touch, I am dedicated to delivering exceptional results and helping you navigate the path to homeownership or investment success. Let's connect and discuss how I can assist you in achieving your real estate objectives.
Phone: (908) 723-0398
NMLS#: 363184
License: CA, FL, NJ
Spoken Language: English, Spanish
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 199 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
199+
Number of Lenders
9236+
1468+
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.