Loan Originator Sobe Dhital | (415) 314-3205

If we can't beat another offer, you'll receive $1,000.

(Texas, Colorado, California, Florida, Illinois, Virginia, Kentucky, Minnesota, Wisconsin, Alabama, Oklahoma, Georgia, Arizona, Louisiana, Nevada and Ohio properties only)

Terms and conditions

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(415) 314-3205

Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

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Sobe Dhital

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:

Sobe is hard working, offers competitive rates, prompt responses, and a client-focused approach. She prioritizes her clients needs and is always available to assist her clients.

She goes above and beyond to make sure your home buying dreams come true.

She Speaks English , Nepali, Hindi and Punjabi.

She is serving CA, TX, CO, NC, VA, DC, MD, MA, RI, PA, WA and ready to serve you with full energy and dedication.

Sobe is not just a loan officer; she is your trusted financial partner! She is peoples' favorite LOAN OFFICER.

She is recognized as the TOP BEST loan officer.

DO NOT limit yourself to the realtor referred lenders when you can choose a better option. As a buyer, you have the power to select the best Loan Officer for your needs.

She is getting on her way with professionalism, dedication, honesty, dignity, transparency, hard work, good ethics and competence.

She is always on top of her task. Her goal is to provide her clients the best possible and ethical services in a timely manner.

Her extensive experience, pro-activeness, knowledge, dedication, and hard work from will help you through the loan process, find the terms that are right for your budget, and make sure all the legalities are competently handled so that the closing goes smoothly and you can take possession of your new property.

Whether you're a first-time homebuyer, a seasoned investor, or looking to refinance, or purchase commercial properties, she is dedicated to understanding your goals and finding the ideal solution.

Sobe can help you before you ever make an offer on a property. She can sit down with you and look over your budget, income and savings, helping you get a clear picture of what type and amount of loan is realistic.

There are many factors to consider when getting a home loan; interest rates are only one element of the complete package. Sobe will help you consider all your options so you can concentrate on making the best decision of your needs.

Let Sobe help you to your new home. - She focuses on seamless Mortgage services while providing them with the lowest interest rates and closing costs possible. - Your needs are her utmost priority.

And yes, She is always here for you and your referrals your trust means the world to her! If you're ready to dive into your own home-buying adventure or know someone who is, don't hesitate to reach out for income/credit/debt analysis and pre-approvals and approvals.

Her services will be smooth and will guide you through the whole process. -Every piece of information you share with her remains confidential and will be used for professional purposes only.

She keeps your trust and respect your privacy!

Relax and let her get you a better deal for you.

Sobe is more than a loan officer! She is also a full time proud single mom to two beautiful boys, domestic violence survivor and a fighter. She loves hiking adventures, and lifting weights. She is involves with many non-profit organizations and community events. She loves spending time her boys when she is not working. She enjoys nature, people, culture, traditions, holidays.

Let's work together to make your dreams a reality! Thank you

Connect her to her social media ,

https://www.facebook.com/profile.php?id=100091333459864&mibextid=LQQJ4d

https://www.facebook.com/diya.dhital?mibextid=LQQJ4d

https://blinq.me/teqPQDHn3q1PlPLKRxfU

Phone: (415) 314-3205

NMLS#: 2389496

License: CA, DC, DE, MD, PA, TX, VA, WA

Spoken Language: English, Nepali, Hindi, Punjabi

My reviews on Google

I asked for smooth closing and low anxiety interface (stress-free). She exceeded my expectations. Sobe (mortgage ninja) closed a 30 day escrow in 13 days, her stress-free execution was smooth as butter. 100% would work with her again. Thank you Sobe!

Sobe is such an amazing person to work with. She closed our loan in just two weeks. She walked us through the home loan process so efficiently and navigated us through every step of the way. She was always there to answer any question we had any time of the day. Even if we asked her the same question repeatedly she was so patient with us and made sure we understood the process. I would recommend her to anyone who is going through home buying process.

“I have worked with Sobe Dhital and she is a true professional. She takes the time to ensure that her clients understand the entire process of closing on a mortgage and is always willing to explain things until the client is comfortable. Patient, kind and understanding - Sobe is exactly the type of person you want working on your behalf. I would never work with anyone else!” I truly recommend her .

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My reviews on Zillow

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My reviews on Loan Factory

I can't say enough about Sobe's excellence as a Loan Officer. Working with her has been an absolute pleasure. She goes above and beyond to assist at every stage of the loan process, providing invaluable guidance and support. Her efficiency is truly remarkable - she's quick to respond, proactive in addressing any issues that arise, and always ensures that deadlines are met with precision. Sobe's acute awareness of urgency adds a sense of reassurance, making the entire experience smooth and stress-free. I am happy to be a part of her team!

My pleasure working with Sobe !!!!!!! Thank you so much for bringing LF loans !!!! <3333

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Mortgage Rates

Why are our rates so low?

1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 228 lenders in real-time for you.
2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

228+

Number of Lenders

10170+

(Avg. 5.0) Google Reviews

1678+

Loan officers

Licensed states

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

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Services We Offer

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!

Tom Williamson.

Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.

Nicole Wendel

Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.

Mary Howard

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.