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Sobe Dhital

Sobe Dhital

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:



Sobe is hard working, offers competitive rates, prompt responses, and a client-focused approach. She prioritizes her clients needs and is always available to assist her clients.

She goes above and beyond to make sure your home buying dreams come true.

She Speaks English , Nepali, Hindi and Punjabi. 

She is  serving CA, TX, CO, NC, VA, DC, MD, MA, RI, PA, WA and ready to serve you with full energy and dedication.

Sobe is not just a loan officer; she is your trusted financial partner! She is peoples' favorite LOAN OFFICER.
She is recognized as the TOP BEST loan officer. 

DO NOT limit yourself to the realtor referred lenders  when you can choose a better option. As a buyer, you have the power to select the best Loan Officer for your needs. 

She is  getting on her way with professionalism, dedication, honesty, dignity, transparency, hard work, good ethics and competence.

She is always on top of  her task. Her goal is to provide her clients the best possible and ethical services in a timely manner.

Her extensive experience, pro-activeness, knowledge, dedication, and hard work from will help you through the loan process, find the terms that are right for your budget, and make sure all the legalities are competently handled so that the closing goes smoothly and you can take possession of your new property.

Whether you're a first-time homebuyer, a seasoned investor, or looking to refinance, or purchase commercial properties, she is dedicated to understanding your goals and finding the ideal solution.

Sobe can help you before you ever make an offer on a property. She can sit down with you and look over your budget, income and savings, helping you get a clear picture of what type and amount of loan is realistic.

There are many factors to consider when getting a home loan; interest rates are only one element of the complete package. Sobe will help you consider all your options so you can concentrate on making the best decision of your needs.

Let Sobe help you to your new home. - She focuses on seamless Mortgage services while providing them with the lowest interest rates and closing costs possible. - Your needs are her utmost priority.

And yes, She is always here for you and your referrals your trust means the world to her!  If you're ready to dive into your own home-buying adventure or know someone who is, don't hesitate to reach out for income/credit/debt analysis and pre-approvals and approvals.

Her services will be smooth and will guide you through the whole process. -Every piece of information you share with her remains confidential and will be used for professional purposes only.

She keeps your trust and respect your privacy! 
Relax and let her get you a better deal for you. 
Sobe is more than a loan officer! She is also a full time proud single mom to two beautiful boys, domestic violence survivor and a fighter. She loves hiking adventures, and lifting weights.  She is involves with many non-profit organizations and community events. She loves spending time her boys when she is not working. She enjoys nature, people, culture, traditions, holidays.  

 Let's work together to make your dreams a reality!   Thank you

Connect her to her social media , 

https://www.facebook.com/profile.php?id=100091333459864&mibextid=LQQJ4d

https://www.facebook.com/diya.dhital?mibextid=LQQJ4d

https://blinq.me/teqPQDHn3q1PlPLKRxfU





 




Phone: (415) 314-3205

NMLS#: 2389496

License: CA, DC, DE, MD, PA, TX, VA, WA

Spoken Language: English, Nepali, Hindi, Punjabi

My reviews on Google

I had an outstanding experience working with Sobe. Her professionalism, knowledge, and dedication made the entire mortgage loan process smooth and stress-free. I had an awful experience with my previous loan officer, but Sobe took the time to explain me every step thoroughly. I was comfortable and informed at all times during my loan process. Her prompt communication and attention to detail were impressive. She went above and beyond to secure me the best possible loan terms and interest rates. I can't thank her enough for her expertise. Her ability to close my loan in just six days truly amazed me — far faster than I ever imagined possible! I closed on my home without issues and within a week. Yes, Sobe closed my mortgage loan within a week!! It is very Impressive! The mortgage loan process is stressful, but her energetic and positive attitude made the loan process seamless and even enjoyable. She didn't just work quickly; she also simplified the mortgage process and explained every detail in a way that was easy to understand. Her dedication, knowledge, and willingness to teach made all the difference. I honestly can't imagine working with anyone better, and I am thrilled to say she's earned the title of my favorite loan officer! I highly recommend Sobe to anyone looking for a dependable and experienced mortgage professional. She will work tirelessly on your behalf and empower you with knowledge. I appreciate you, Sobe; good luck with your future loan process. Lots of ❤️❤️
We had an absolutely amazing experience working with Sobe throughout our loan process, especially as first-time homebuyers who had little to no knowledge about how things worked. From the very beginning, she took the time to walk us through every step of the process in a clear and detailed manner, ensuring we fully understood what was happening at each stage. She was incredibly patient with us, answering all our questions—no matter how big or small—with kindness and expertise. What truly stood out about Sobe was her unwavering availability. Anytime we needed guidance, clarification, or reassurance, she was always just a call or message away, ready to help. Her professionalism, coupled with her warm and approachable nature, made what could have been an overwhelming experience feel smooth and manageable. We cannot thank Sobe enough for her hard work, dedication, and exceptional service. From the bottom of our hearts, we deeply appreciate everything she did for us. We wholeheartedly recommend Sobe to anyone looking for guidance and assistance with their loan process. She truly provides outstanding service and makes the entire journey a pleasant and stress-free experience.
This is my second home purchase, and I chose Sobe again due to her exceptional professionalism and reliability as a loan officer. She consistently provides innovative solutions, ensuring a smooth and stress-free experience. Her exceptional intelligence, knowledge, work ethic, dedication, and caring attitude make her an outstanding professional. Her service is consistently exceptional, and I feel fortunate to have returned to her for my second purchase. Thank you, Sobe, for everything. Your expertise ensures that everything is achievable. I highly recommend Sobe to anyone seeking a loan officer, as her exceptional service consistently meets the highest standards.

My reviews on Zillow

My reviews on Loan Factory

I can't say enough about Sobe's excellence as a Loan Officer. Working with her has been an absolute pleasure. She goes above and beyond to assist at every stage of the loan process, providing invaluable guidance and support. Her efficiency is truly remarkable - she's quick to respond, proactive in addressing any issues that arise, and always ensures that deadlines are met with precision. Sobe's acute awareness of urgency adds a sense of reassurance, making the entire experience smooth and stress-free. I am happy to be a part of her team!
My pleasure working with Sobe !!!!!!! Thank you so much for bringing LF loans !!!! <3333

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 218 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

218+

Number of Lenders

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

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