Sobe Dhital
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
Hi, I’m Sobe – Your Trusted, Award-Winning Full Time Mortgage Partner, Team Lead & Mentor
Welcome to my page! I’m a full-time, award-winning Top Mortgage Loan Officer (MLO), as well as a mentor, team leader and production partner at Loan Factory, committed to helping you achieve your homeownership dreams. As a dedicated, passionate, hardworking and client-focused professional, I offer a one-stop shop for all your mortgage needs.
Whether you're seeking a loan for your first home, investment properties, refinancing, or loans for commercial, business, or investment purposes, I’m here to provide expert guidance every step of the way. My mission is to deliver the best rates, outstanding service, and a stress-free mortgage experience.
With years of experience and a focus on client satisfaction, I proudly serve clients nationwide, finding the best loan options and ensuring a smooth process from start to finish.
Languages I Speak:
- English
- Nepali
- Hindi
- Punjabi
What I Offer:
- Tailored Loan Solutions: Competitive rates, low closing costs, and loan options customized to fit your needs.
- Client-Centered Service: I take the time to understand your goals and craft a personalized strategy for success.
- Transparency & Integrity: I guide you through every option, ensuring you fully understand the process.
- Nationwide Coverage: No matter where you are in the U.S., I’m here to help.
Mentorship & Production Partner:
In addition to being your trusted mortgage advisor, I’m passionate about mentoring aspiring mortgage professionals and partnering with others in the industry to help them grow. If you're new to the business or looking to level up, I’m here to share my knowledge and support your success.
More Than Just a Loan Officer
I’m not just a loan officer – I’m a proud single mom, a domestic violence survivor, and a passionate advocate for my community. My journey has shaped who I am today, and it fuels my drive to help others succeed. Outside of work, you’ll find me embracing the outdoors with a hike, challenging myself with weightlifting, or cherishing every moment with my beautiful children.
The same dedication, resilience, and heart that I pour into my personal life, I bring to my work. Whether it’s supporting my clients through their homeownership journey or giving back to the community, I strive to make a positive impact in everything I do.
Let’s Make Your Dream Home a Reality!
When you choose me as your loan officer, you're not just getting a mortgage expert – you're gaining a trusted partner dedicated to helping you secure the best deal. Whether you need pre-approvals, credit analysis, or expert guidance, I’m here to assist you through every step of the process.
Reach out today to get started – I’m ready to help make your dream home a reality!
Let’s Connect!
I’m always here to answer your questions and provide expert guidance. Your trust and satisfaction are my top priorities.
Check out my Five-Star GOOGLE REVIEWS to see how I’ve helped others just like you.
Phone: (415) 314-3205
NMLS#: 2389496
License: CA, DC, MD, PA, TX, VA, WA
Spoken Language: English, Nepali, Hindi, Punjabi
My reviews on Google
My reviews on Zillow
My reviews on Loan Factory
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 241 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
241+
Number of Lenders
10508+
1656+
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.
Fast funding,
easy application.
Get your loan today!
Quick Loans, Anytime, Anywhere!
