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Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Sobe Dhital

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:


Hi, I’m Sobe – Your Trusted, Award-Winning Full Time Mortgage Partner, Team Lead & Mentor

Welcome to my page! I’m a full-time, award-winning Top Mortgage Loan Officer (MLO), as well as a mentor, team leader and production partner at Loan Factory, committed to helping you achieve your homeownership dreams. As a dedicated, passionate, hardworking and client-focused professional, I offer a one-stop shop for all your mortgage needs.

Whether you're seeking a loan for your first home, investment properties, refinancing, or loans for commercial, business, or investment purposes, I’m here to provide expert guidance every step of the way. My mission is to deliver the best rates, outstanding service, and a stress-free mortgage experience.

With years of experience and a focus on client satisfaction, I proudly serve clients nationwide, finding the best loan options and ensuring a smooth process from start to finish.


Languages I Speak:

  • English
  • Nepali
  • Hindi
  • Punjabi

What I Offer:

  • Tailored Loan Solutions: Competitive rates, low closing costs, and loan options customized to fit your needs.
  • Client-Centered Service: I take the time to understand your goals and craft a personalized strategy for success.
  • Transparency & Integrity: I guide you through every option, ensuring you fully understand the process.
  • Nationwide Coverage: No matter where you are in the U.S., I’m here to help.

Mentorship & Production Partner:

In addition to being your trusted mortgage advisor, I’m passionate about mentoring aspiring mortgage professionals and partnering with others in the industry to help them grow. If you're new to the business or looking to level up, I’m here to share my knowledge and support your success.


More Than Just a Loan Officer

I’m not just a loan officer – I’m a proud single mom, a domestic violence survivor, and a passionate advocate for my community. My journey has shaped who I am today, and it fuels my drive to help others succeed. Outside of work, you’ll find me embracing the outdoors with a hike, challenging myself with weightlifting, or cherishing every moment with my beautiful children.

The same dedication, resilience, and heart that I pour into my personal life, I bring to my work. Whether it’s supporting my clients through their homeownership journey or giving back to the community, I strive to make a positive impact in everything I do.


Let’s Make Your Dream Home a Reality!

When you choose me as your loan officer, you're not just getting a mortgage expert – you're gaining a trusted partner dedicated to helping you secure the best deal. Whether you need pre-approvals, credit analysis, or expert guidance, I’m here to assist you through every step of the process.

Reach out today to get started – I’m ready to help make your dream home a reality!


Let’s Connect!

I’m always here to answer your questions and provide expert guidance. Your trust and satisfaction are my top priorities.

Check out my Five-Star GOOGLE REVIEWS to see how I’ve helped others just like you.


One-stop Shop for all mortgage needs.






 




Phone: (415) 314-3205

NMLS#: 2389496

License: CA, DC, MD, PA, TX, VA, WA

Spoken Language: English, Nepali, Hindi, Punjabi

My reviews on Google

Sobe Dhital is very professional and knowledgeable. Turn time is super fast. The staffs are always there to help. They work extra hours to meet the deadline.
Sobe Dhital is amazing! She found us a mortgage when no one else could. She is professional,friendly and helpful.
I asked for smooth closing and low anxiety interface (stress-free). She exceeded my expectations. Sobe (mortgage ninja) closed a 30 day escrow in 13 days, her stress-free execution was smooth as butter. 100% would work with her again. Thank you Sobe!

My reviews on Zillow

My reviews on Loan Factory

I can't say enough about Sobe's excellence as a Loan Officer. Working with her has been an absolute pleasure. She goes above and beyond to assist at every stage of the loan process, providing invaluable guidance and support. Her efficiency is truly remarkable - she's quick to respond, proactive in addressing any issues that arise, and always ensures that deadlines are met with precision. Sobe's acute awareness of urgency adds a sense of reassurance, making the entire experience smooth and stress-free. I am happy to be a part of her team!
My pleasure working with Sobe !!!!!!! Thank you so much for bringing LF loans !!!! <3333

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 241 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

241+

Number of Lenders

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

Fast funding,
easy application.
Get your loan today!

Quick Loans, Anytime, Anywhere!

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