Rate Comparisons
Loan Factory vs. Wells Fargo
Rates as of Monday, November 25 2024 at 2:00 PM (Pacific Time)
| Wells Fargo | ||
|---|---|---|
| Rate | 6.25% (APR=6.253%) | 6.375% (APR=6.581%) |
| Points / Credits | $59 | $7,527 |
| Payment | $1,231 | $1,248 |
| Saving over 30 years | $13,588 | $0 |
(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Chase
Rates as of Monday, November 25 2024 at 2:00 PM (Pacific Time)
| Chase | ||
|---|---|---|
| Rate | 6.25% (APR=6.272%) | 6.75% (APR=6.848%) |
| Points / Credits | $702 | $2,853 |
| Payment | $1,847 | $1,946 |
| Saving over 30 years | $37,715 | $0 |
(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Citibank
Rates as of Monday, November 25 2024 at 2:00 PM (Pacific Time)
| Citibank | ||
|---|---|---|
| Rate | 6% (APR=6.023%) | 6.5% (APR=6.717%) |
| Points / Credits | $375 | $1,125 |
| Payment | $899 | $948 |
| Saving over 30 years | $18,390 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Bank of America
Rates as of Monday, November 25 2024 at 2:00 PM (Pacific Time)
| Bank of America | ||
|---|---|---|
| Rate | 6.25% (APR=6.25%) | 6.75% (APR=7.052%) |
| Points / Credits | $0 | $1,726 |
| Payment | $1,231 | $1,297 |
| Saving over 30 years | $25,486 | $0 |
(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Guaranteed Rate
Rates as of Monday, November 25 2024 at 2:00 PM (Pacific Time)
| Guaranteed Rate | ||
|---|---|---|
| Rate | 6.25% (APR=6.28%) | 6.49% (APR=6.86%) |
| Points / Credits | $1,099 | $4,155 |
| Payment | $2,155 | $2,210 |
| Saving over 30 years | $22,856 | $0 |
(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Better.com
Rates as of Monday, November 25 2024 at 2:00 PM (Pacific Time)
| Better.com | ||
|---|---|---|
| Rate | 6.125% (APR=6.149%) | 6.5% (APR=6.708%) |
| Points / Credits | $400 | $3,200 |
| Payment | $972 | $1,011 |
| Saving over 30 years | $16,840 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)