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Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Chinnappa Reddy Pasam

Chinnappa Reddy Pasam

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:

Having around 32 years of Experience in various Industries like, Education, Engineering, Software consulting, Natural Stone Wholesale and Retail Business, Real estate, Mortgage, Life Insurance and Taxation at various capacities includes: Business Development Manager, Human Resources, General Administrative Manager, Real Estate Broker/Mortgage Broker, Bookkeeper and Enrolled Agent.

 ·       Have ‘Go-Getter’ attitude.

·       Have very strong inter-personal skills.

·       As an enthusiastic team player and a motivational self-starter, I thrive in fast-paced work environment. I welcome the opportunities to build my career in any dynamic fields.

·       Not only Hard Worker but also a Smart Worker.

·       Exceptional interpersonal, verbal communications and interactive skills.

 Work Experience

Real Estate & Mortgage Broker.

Visoochi Realty, CA August 2010 to Till Date

 Presently working as a Real Estate Broker/Mortgage Broker.  Being owner for Visoochi Realty responsible for selling Single Family residences, multi family, and commercial real estate.

Extend and make use of sales channels, and marketing to create buyers and sellers.

·       Achieving high-end sales value.

·       Associating with prospective clients and increasing business terms with them.

·       Increasing sales and support service and networks.

·       Originate Mortgage loans and help borrowers to find a better product as per their interest and needs using various lenders.

 Bookkeeping and Tax Consultation

Vinpaul Corporation, CA March 2007 to Till Date

 Combining experience in bookkeeping with tax preparation as an Enrolled Agent offering a powerful set of skills and expertise in financial management and taxation. As bookkeeping, I record financial transactions, reconciling accounts, managing payroll, and generating financial reports. As an Enrolled Agent specializing in tax preparation, knowledge of tax laws, regulations, and procedures I prepare various types of tax returns, including individual, business, estate, and trust returns. My understanding of financial statements and transactional data from bookkeeping allows me to accurately analyze income, expenses, deductions, and credits, ensuring compliance with tax laws while maximizing tax benefits for my clients.

My dual expertise enables me to offer comprehensive financial services to clients, seamlessly integrating bookkeeping with tax planning and preparation. I can provide proactive advice on tax-saving strategies, identify potential deductions and credits, and help clients optimize their financial decisions throughout the year. Additionally, my experience as an Enrolled Agent allows me to represent clients before the IRS, offering peace of mind and expert guidance in the event of audits or disputes.

Human Resources/Administrative Manager

Cyber & Allied Solutions Inc, /Silicon Valley Granite, San Jose, CA May ‘99 – July 2010

 As a Human Resources Manager, Specialized in recruiting software consultants and placing them at various levels of the clients’ requirements. The duties include Pre-screening, scheduling interviews, and testing potential candidates on their computer skills, attend staff meetings and seminars. While performing this role, I have gained in-depth experience in the high-tech recruiting field over the past Eleven years. I have accrued extensive skills in every aspect of recruiting and hiring procedures. Along with my proven track record as a successful HR Manager, and my diverse Administrative Role combined with my education; strong organizational and interpersonal skills which were a valuable asset to the company. As an Administrative Manager, I have processed in house payroll and also worked with various agents on health benefits of the employees. Worked extensively on QuickBooks since 1999 which includes maintaining day to day activities of business accounts viz., Accounts payable and receivables of the business and raising the invoices filing Sales tax returns of every quarter for the Natural Stone wholesale and retail business, maintaining the inventory, and help preparing the company P/L, Balance sheets to file company taxes.

 Head of the MBA Department

Nava Bharathi College of PG Studies, India June 1992 to March 1999

 Worked as a guest faculty in various MBA, MCA colleges in Hyderabad including Madurai Kamaraj University and Osmania University. Worked as a Head of the department for MBA have organized various seminars and workshops for MBA students, Coordinated with University authorities and educational heads in fulfilling the norms and provided the best of best facilities to the students and created a professional college environment. Coordinated with the teaching faculties in organizing the classes, apart from teaching various management subjects (to name few: statistics for management, Operations Research, Decision Analysis, Human Resources Management, Organizational Behavior) for MBA and MCA students at various colleges in, Hyderabad, India.

 Business Development Manager

Essen Polymers Ltd., Hyderabad, India Dec 1991 to May 1995

 Worked extensively on Market and Marketing research of various plastic Industrial machineries and products. Presented various market trend analysis reports to the management and recommended required modifications to be made to the products in order to serve the clients better and better. My analysis was also involved in identifying the new clients and developing the business strategies in order to compete in the competitive world.

                                                         Education

 Achieved Master’s Degree in Business and Administration (MBA) from Shivaji University, India in 1991

 Training/Seminars: Management Trainee at XLRI, Jamshedpur, India.

 Certifications/Designations in Real Estate: GRI℠, ABR®, A-REO™, BPOR, CHS, C-REPS, PMC, SFR, SRES®

 Memberships/Associations:

 Member of the National Association of Realtors

Member of California Association of Realtors

Member of Silicon Valley Association of Realtors

Member of Real Estate Buyer’s Council

Member of Seniors Real Estate Council

Member of National Notary Association

Member of National Association of Tax Professionals

Member of National Association of Enrolled Agents.

 



Phone: (408) 230-2009

NMLS#: 829132

License: CA, OR

Spoken Language: English, Telugu, Hindi

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 228 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

228+

Number of Lenders

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

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