Chinnappa Reddy Pasam
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
Having around 32 years of Experience in various Industries like, Education, Engineering, Software consulting, Natural Stone Wholesale and Retail Business, Real estate, Mortgage, Life Insurance and Taxation at various capacities includes: Business Development Manager, Human Resources, General Administrative Manager, Real Estate Broker/Mortgage Broker, Bookkeeper and Enrolled Agent.
· Have ‘Go-Getter’ attitude.
· Have very strong inter-personal skills.
· As an enthusiastic team player and a motivational self-starter, I thrive in fast-paced work environment. I welcome the opportunities to build my career in any dynamic fields.
· Not only Hard Worker but also a Smart Worker.
· Exceptional interpersonal, verbal communications and interactive skills.
Work Experience
Real Estate & Mortgage Broker.
Visoochi Realty, CA August 2010 to Till Date
Presently working as a Real Estate Broker/Mortgage Broker. Being owner for Visoochi Realty responsible for selling Single Family residences, multi family, and commercial real estate.
Extend and make use of sales channels, and marketing to create buyers and sellers.
· Achieving high-end sales value.
· Associating with prospective clients and increasing business terms with them.
· Increasing sales and support service and networks.
· Originate Mortgage loans and help borrowers to find a better product as per their interest and needs using various lenders.
Bookkeeping and Tax Consultation
Vinpaul Corporation, CA March 2007 to Till Date
Combining experience in bookkeeping with tax preparation as an Enrolled Agent offering a powerful set of skills and expertise in financial management and taxation. As bookkeeping, I record financial transactions, reconciling accounts, managing payroll, and generating financial reports. As an Enrolled Agent specializing in tax preparation, knowledge of tax laws, regulations, and procedures I prepare various types of tax returns, including individual, business, estate, and trust returns. My understanding of financial statements and transactional data from bookkeeping allows me to accurately analyze income, expenses, deductions, and credits, ensuring compliance with tax laws while maximizing tax benefits for my clients.
My dual expertise enables me to offer comprehensive financial services to clients, seamlessly integrating bookkeeping with tax planning and preparation. I can provide proactive advice on tax-saving strategies, identify potential deductions and credits, and help clients optimize their financial decisions throughout the year. Additionally, my experience as an Enrolled Agent allows me to represent clients before the IRS, offering peace of mind and expert guidance in the event of audits or disputes.
Human Resources/Administrative Manager
Cyber & Allied Solutions Inc, /Silicon Valley Granite, San Jose, CA May ‘99 – July 2010
As a Human Resources Manager, Specialized in recruiting software consultants and placing them at various levels of the clients’ requirements. The duties include Pre-screening, scheduling interviews, and testing potential candidates on their computer skills, attend staff meetings and seminars. While performing this role, I have gained in-depth experience in the high-tech recruiting field over the past Eleven years. I have accrued extensive skills in every aspect of recruiting and hiring procedures. Along with my proven track record as a successful HR Manager, and my diverse Administrative Role combined with my education; strong organizational and interpersonal skills which were a valuable asset to the company. As an Administrative Manager, I have processed in house payroll and also worked with various agents on health benefits of the employees. Worked extensively on QuickBooks since 1999 which includes maintaining day to day activities of business accounts viz., Accounts payable and receivables of the business and raising the invoices filing Sales tax returns of every quarter for the Natural Stone wholesale and retail business, maintaining the inventory, and help preparing the company P/L, Balance sheets to file company taxes.
Head of the MBA Department
Nava Bharathi College of PG Studies, India June 1992 to March 1999
Worked as a guest faculty in various MBA, MCA colleges in Hyderabad including Madurai Kamaraj University and Osmania University. Worked as a Head of the department for MBA have organized various seminars and workshops for MBA students, Coordinated with University authorities and educational heads in fulfilling the norms and provided the best of best facilities to the students and created a professional college environment. Coordinated with the teaching faculties in organizing the classes, apart from teaching various management subjects (to name few: statistics for management, Operations Research, Decision Analysis, Human Resources Management, Organizational Behavior) for MBA and MCA students at various colleges in, Hyderabad, India.
Business Development Manager
Essen Polymers Ltd., Hyderabad, India Dec 1991 to May 1995
Worked extensively on Market and Marketing research of various plastic Industrial machineries and products. Presented various market trend analysis reports to the management and recommended required modifications to be made to the products in order to serve the clients better and better. My analysis was also involved in identifying the new clients and developing the business strategies in order to compete in the competitive world.
Education
Achieved Master’s Degree in Business and Administration (MBA) from Shivaji University, India in 1991
Training/Seminars: Management Trainee at XLRI, Jamshedpur, India.
Certifications/Designations in Real Estate: GRI℠, ABR®, A-REO™, BPOR, CHS, C-REPS, PMC, SFR, SRES®
Memberships/Associations:
Member of the National Association of Realtors
Member of California Association of Realtors
Member of Silicon Valley Association of Realtors
Member of Real Estate Buyer’s Council
Member of Seniors Real Estate Council
Member of National Notary Association
Member of National Association of Tax Professionals
Member of National Association of Enrolled Agents.
Phone: (408) 230-2009
NMLS#: 829132
License: CA, OR
Spoken Language: English, Telugu, Hindi
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 228 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
228+
Number of Lenders
10188+
1678+

Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer

Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.