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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Chris Clark

Chris Clark

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:


I specialize in low down payment, first time home buyer, FHA, VA, USDA, and Bank Statement loans (no tax returns) for the self-employed. My team and I strive to educate our clients and close every loan we can in 30 days or less. We offer more products and options to better serve a wide variety of clientele, from low FICO scores to 800+. With my team and I at Loan Factory, you get the service you love and trust, with the speed you need to close quickly and confidently!


Phone: (805) 826-3283

NMLS#: 1530367

License: CA

Spoken Language: English

My reviews on Google

Thank you Chris Clark and Jake Tran! They did a great job on helping my wife and I purchase our new home. Chris was very professional and patient when throughout the whole process of buying our home. Jake kept us up to date with the status of our loan. They are a great team and they are very knowledgeable about buying a home. Also, Chris will fight for his clients with the underwriter for what is right and he will make sure that the loan closes on time. Great Job!
Chris was very helpful during the process of purchasing our home. He was very patient with us and answered all of our questions. He was also kind enough to guided us through the process. Chris was on top of everything. I would totally recommend him to friend and family. Thanks Chris for all of your help.
Thank you so much Chris. We were looking to buy a second home and we ended up using Chris to do our loan. My realtor already had someone he uses but we really liked Chris and made our decision. This was the best experience with a lender ever. Chris was on it every step of the way, we closed in two weeks. He even responded and helped us when he was on vacation (sorry Chris). It went so smooth and wonderful my agent asked me for his information to start using him. My realtor said it was the first time all last year he closed a home in less than two weeks. If you are buying a home, don’t hesitate call Chris if you want a great and seem-less experience. God bless brother.

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 240 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

240+

Number of Lenders

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

Fast funding,
easy application.
Get your loan today!

Quick Loans, Anytime, Anywhere!

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