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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Chris Clark

Chris Clark

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:


I specialize in low down payment, first time home buyer, FHA, VA, USDA, and Bank Statement loans (no tax returns) for the self-employed. My team and I strive to educate our clients and close every loan we can in 30 days or less. We offer more products and options to better serve a wide variety of clientele, from low FICO scores to 800+. With my team and I at Loan Factory, you get the service you love and trust, with the speed you need to close quickly and confidently!


Phone: (805) 826-3283

NMLS#: 1530367

License: CA

Spoken Language: English

My reviews on Google

Throughout the entire process, Chris was patient, kind, and very professional. Very accommodating to scheduling needs. I highly recommend Chris.
Working with Chris Clark has been a fantastic experience. He is extremely knowledgeable, always puts his clients first, and is a true professional. His dedication to providing the best possible service makes him a great partner to work with. Highly recommended!
I have had the pleasure of working with Chris Clark at Loan Factory for nearly a decade, and my experience has been nothing short of exceptional. Chris's responsiveness and accessibility are unparalleled, making him a favorite among my clients. He pays meticulous attention to detail, ensuring that every transaction is handled with the utmost care and professionalism. What sets Chris apart is his unwavering ethical standards, which resonate deeply with my clients and me. His integrity and commitment to fair practices make him a standout in the mortgage industry. Additionally, Chris's affiliation with Loan Factory, one of the largest mortgage brokers in the nation, brings a significant advantage. Loan Factory offers a myriad of specialized programs, giving my clients more options and greater opportunities to find solutions tailored to their needs. Choosing Chris as our lender has consistently added value to my clients' experiences, enhancing their financing options and facilitating smoother transactions. His expertise and the extensive resources available through Loan Factory make him an invaluable asset to anyone looking to navigate the complexities of mortgage financing. Rene'

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 228 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

228+

Number of Lenders

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

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