Christopher Smith
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
Born and raised in Enid, Oklahoma, I spent several years in Oklahoma City before moving to the Dallas, Texas area in 2005. In 2022, I returned to my home state, settling in Tulsa, Oklahoma, where I currently reside. My professional background spans nearly three decades in the restaurant industry, with 25 years dedicated to management and store openings. During this time, I developed key expertise in customer service, team leadership, and operational efficiency.
Seeking a change that would allow me to spend more quality time with my family while continuing to work closely with people, I made the decision to transition into a new career as a Mortgage Loan Originator. This role has allowed me to draw on my entrepreneurial spirit and the skills I honed over years of managing operations, teams, and customer experiences. With experience in areas such as catering, call center management, and office administration, I now apply these strengths to help homebuyers navigate the mortgage process.
My passion lies in educating clients on mortgage terms, processes, and procedures, ensuring they are well-informed and confident in making the best decisions for their financial futures. I look forward to assisting you in making your homeownership dreams a reality.
Phone: (972) 415-1417
NMLS#: 2528342
License: AR, OK, TX
Spoken Language: English
My reviews on Google
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 221 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
221+
Number of Lenders
9924+
1598+
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.