Cristine L Orzel
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
Making a difference One Home at a Time!
Cristine grew up as a military brat and has lived both in Germany and in the US. Finally, making Arizona my home. With over 36 years in real estate let me share a bit more about me: It is extremely important that I continuously reinvent myself, responding to changing times with innovative new business models.... I am an outside of the box thinker and stay on the cutting edge of real estate trends with continuous education and knowledge of real estate in every aspect. I stay on top of the NOW in real estate! Whether you are a first time buyer, previous home owner or simply considering a refinance, my job is to be sure you get the best rate for your mortgage possible. I make the best use of the tools that I have so that I can help my clients and inform them of what to expect of the market and changing times... It's all about NOW, so I believe that it is my job to be aware of the changing environment and help my clients adjust to the change to maximize the benefits. Real Estate has so much to offer! ...This is my job and what I pride myself on doing by being a part of your team during the process.
The Extra Mile Is Part Of My Regular Route!
Phone: (480) 748-1120
NMLS#: 98183
License: AZ, CO
Spoken Language: English, German
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 199 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
199+
Number of Lenders
8567+
1342+
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.