Rate Comparisons

Loan Factory vs. Wells Fargo

Rates as of Tuesday, March 18 2025 at 2:00 PM (Pacific Time)

Wells Fargo
Rate 6% (APR=6.021%) 6.75% (APR=6.948%)
Points / Credits $458 $7,380
Payment $1,199 $1,297
Saving over 30 years $42,202 $0

(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Loan Factory vs. Chase

Rates as of Thursday, April 24 2025 at 2:00 PM (Pacific Time)

Chase
Rate 6.375% (APR=6.438%) 6.875% (APR=6.966%)
Points / Credits $897 $2,853
Payment $2,224 $2,299
Saving over 30 years $29,046 $0

(Assumptions: Purchase price: $420,000. Loan amount: $350,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Loan Factory vs. Citibank

Rates as of Thursday, April 24 2025 at 2:00 PM (Pacific Time)

Citibank
Rate 6.125% (APR=6.172%) 6.625% (APR=6.831%)
Points / Credits $750 $1,125
Payment $911 $960
Saving over 30 years $18,015 $0

(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Loan Factory vs. Bank of America

Rates as of Thursday, April 24 2025 at 2:00 PM (Pacific Time)

Bank of America
Rate 6.25% (APR=6.274%) 6.75% (APR=7.042%)
Points / Credits $500 $1,726
Payment $1,231 $1,297
Saving over 30 years $24,986 $0

(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Loan Factory vs. Guaranteed Rate

Rates as of Thursday, April 24 2025 at 2:00 PM (Pacific Time)

Guaranteed Rate
Rate 6.375% (APR=6.399%) 6.5% (APR=6.833%)
Points / Credits $897 $4,333
Payment $2,184 $2,212
Saving over 30 years $13,516 $0

(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Loan Factory vs. Better.com

Rates as of Thursday, April 24 2025 at 2:00 PM (Pacific Time)

Better.com
Rate 6.25% (APR=6.25%) 6.5% (APR=6.694%)
Points / Credits $0 $3,200
Payment $985 $1,011
Saving over 30 years $12,560 $0

(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Powered by
MOSO logo