Educating on how to achieve home ownership using monies currently used for rent in conjunction with one of the many optional down payment assistance programs. We will discuss credit issues and student loan issues that many assume prevents one from applying for a home mortgage loan.

Explaining the difference between first time home buyer programs, down payment assistance programs, and closing cost assistance programs. Many of these programs provide available free financial incentives, such as forgivable money options for those who qualify. Learn about other unique program incentives for educators, active military & veterans, first time home buyers, investors, self employed business owners as well as fire, police, and medical personnel,

Requirements for qualification are minimum. Income history, access to funds, an acceptable credit history, and an acceptable debt-to-income ratio are a few. Learn which steps you'll need to take in order to get where you need to be. One of the joys of my work is witnessing a first time homeowner realizing their dream of owning their first home. I look forward to assisting you on your road to building generational wealth through the equity of home ownership. My client's satisfaction is job one!

To learn more, schedule a Mortgage Planning Session:

https://calendly.com/david-k-bailey-mortgage-loan-officer-369541/15min