John Russo
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
With 30 years of experience in the mortgage industry, John Russo has built a reputation for his in-depth knowledge of loan products, exceptional customer service, and dedication to helping clients navigate the complex world of home financing. Throughout his career, John has guided countless individuals and families through the home-buying process, from first-time buyers to seasoned investors, always ensuring the best possible outcomes for his clients.
John’s expertise spans a wide range of loan programs, including conventional, FHA, VA, USDA, jumbo loans, private lending and personal loans. He is well-versed in market trends and is known for offering personalized solutions that match his clients’ unique needs and financial goals.
What sets John apart is his unwavering commitment to providing honest advice and a smooth, transparent experience. He believes in building long-term relationships, and his clients often return to him for their future mortgage needs. John’s goal is simple: to make the home financing process as seamless and stress-free as possible.
In his free time, John enjoys staying active, exploring new places, and spending time with his family. Whether you’re buying your first home, refinancing or buying rental properties, you can trust John Russo to provide expert guidance every step of the way.
Phone: (985) 718-9285
NMLS#: 120963
License: LA
Spoken Language: English
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 226 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
226+
Number of Lenders
10170+
1679+

Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer

Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.