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Justin Gauthier

Loan Officer

Bio: Justin Gauthier has been in the industry since early 2021. He has handled hundreds and hundreds of applications and has done loans in CA, WA, VA, NC and FL. He loves working with veterans and VA loans. Justin also loves to help people find deals as he has always been one to want them for himself. He joined the industry after buying his home and refinancing four times, learning how people can save money through refinances. He is an outgoing, honest individual who is happy to help anyone and everyone to the extent possible. Justin is married and is raising two young children together where they live in CA.

Phone: (657) 283-1359

NMLS#: 2098691

License states: New Jersey, California

Spoken Language: English, Spanish

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Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 218 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

218+

Number of Lenders

What makes us different?

Lenders

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders

Other brokers

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders
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