Krystal McKinnie
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
Krystal McKinnie | Real Estate Broker, Loan Officer, & Asset Manager
Looking for expert guidance in real estate, mortgage lending, and asset management? I’m Krystal McKinnie, a dual-licensed Real Estate Broker and Loan Officer with over a decade of experience helping clients achieve their property and financial goals. My background in real estate and finance, combined with advanced education—including a Master’s Degree in Real Estate Asset and Property Management, an Associate of Applied Science in Mortgage Lending, and a Bachelor of Science in Business Management and Entrepreneurship—allows me to provide seamless, results-driven solutions for every client.
I hold prestigious designations such as Certified International Property Specialist (CIPS), Certified Residential Specialist (CRS), and Performance Management Network (PMN), showcasing my dedication to excellence in real estate sales, investments, and property management. Additionally, I’m certified as a Loan Processor and Underwriter through the National Association of Mortgage Underwriters (NAMU) and the Mortgage Bankers Association (MBA), ensuring that my clients benefit from deep mortgage expertise and a streamlined lending experience.
As a licensed professional (TREC #587196, NMLS #311413), I pride myself on offering:
- Low mortgage rates tailored to fit your budget.
- A convenient online loan application process backed by an experienced team of loan officers.
- Expertise in buying, selling, investing, and down payment assistance programs.
Ready to get started? Download my app to gain exclusive access to sold prices for nearby listings, property history reports, and custom email alerts tailored to your search: Download My App.
If you're ready to explore mortgage options, begin your application online at LoanFactory.com/KrystalMcKinnie for a smooth, transparent process.
Your success is my priority—let’s make your real estate and financial dreams a reality!
Phone: (281) 588-0134
NMLS#: 311413
License: TX
Spoken Language: English
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 218 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
218+
Number of Lenders
9725+
1543+
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.