Licildo Perez Cruz
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
Meet Licildo Perez Cruz, Your Trusted Loan Officer
Licildo Perez Cruz brings over six years of dedicated financial expertise to the world of Consumer Lending. As a seasoned professional, he has navigated the complexities of the financial industry with agility and resilience. His commitment to excellence and keen analytical mind make him an invaluable asset for your home financing journey.
Why Choose Licildo?
🔑 Expertise: With a background at OneMain Financial, Licildo has honed his skills in strategic financial initiatives and sustainable financial success. He understands the intricacies of mortgage lending and is ready to guide you every step of the way.
🌟 Passion for Numbers: Licildo’s passion for accounting and finance drives his commitment to finding tailored solutions for each client. Whether you’re a first-time homebuyer or refinancing, he’ll crunch the numbers to ensure the best outcome for you.
🤝 Personalized Service: Licildo believes in building lasting relationships. He’ll take the time to understand your unique needs, answer your questions, and provide transparent communication throughout the loan process.
🏡 Your Homeownership Partner: Licildo Perez Cruz isn’t just a loan officer; he’s your advocate. Trust him to make your homeownership dreams a reality.
Phone: (305) 699-9049
NMLS#: 2594120
License: FL
Spoken Language: English, Spanish
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My reviews on Zillow
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 199 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
199+
Number of Lenders
9246+
1467+
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.