Rate comparisons
Loan Factory vs. Wells Fargo
Rates as of Tuesday, September 17 2024 at 1:00 AM (Pacific Time)
| Wells Fargo | ||
|---|---|---|
| Rate | 5.375% (APR=5.375%) | 5.5% (APR=5.684%) |
| Points / Credits | $4 | $7,480 |
| Payment | $1,120 | $1,136 |
| Saving over 30 years | $13,236 | $0 |
(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Chase
Rates as of Tuesday, September 17 2024 at 1:00 AM (Pacific Time)
| Chase | ||
|---|---|---|
| Rate | 5.375% (APR=5.38%) | 5.875% (APR=5.976%) |
| Points / Credits | $168 | $2,853 |
| Payment | $1,680 | $1,775 |
| Saving over 30 years | $36,745 | $0 |
(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Citibank
Rates as of Tuesday, September 17 2024 at 1:00 AM (Pacific Time)
| Citibank | ||
|---|---|---|
| Rate | 5.25% (APR=5.25%) | 5.625% (APR=5.795%) |
| Points / Credits | $0 | $1,125 |
| Payment | $828 | $863 |
| Saving over 30 years | $13,725 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Bank of America
Rates as of Tuesday, September 17 2024 at 1:00 AM (Pacific Time)
| Bank of America | ||
|---|---|---|
| Rate | 5.25% (APR=5.295%) | 5.75% (APR=6.03%) |
| Points / Credits | $1,000 | $1,726 |
| Payment | $1,104 | $1,167 |
| Saving over 30 years | $23,406 | $0 |
(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Guaranteed Rate
Rates as of Tuesday, September 17 2024 at 1:00 AM (Pacific Time)
| Guaranteed Rate | ||
|---|---|---|
| Rate | 5.375% (APR=5.399%) | 5.625% (APR=5.937%) |
| Points / Credits | $916 | $3,518 |
| Payment | $1,960 | $2,015 |
| Saving over 30 years | $22,402 | $0 |
(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Better.com
Rates as of Tuesday, September 17 2024 at 1:00 AM (Pacific Time)
| Better.com | ||
|---|---|---|
| Rate | 5.25% (APR=5.272%) | 6% (APR=6.164%) |
| Points / Credits | $400 | $3,200 |
| Payment | $884 | $959 |
| Saving over 30 years | $29,800 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)