Michael Dehesa
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
With extensive experience as a loan officer and real estate agent, Michael Dehesa has positively impacted the lives of countless clients. Whether facilitating real estate purchases or refinancing to improve financial stability, Michael's expert skills are your key to building wealth and reducing debt. A Southern California native, Michael possesses an engineering background, having studied Chemical Engineering at Cal Poly Pomona. The mathematical and strategic abilities he honed in college continue to benefit his clients' projects.
His commitment to staying updated on the latest industry products and strategies enhances his proficiency in property acquisition. Michael excels in tailoring mortgage solutions to unique scenarios, making property acquisition goals attainable. Recently married and a proud parent to two children, aged 3 and 5 months, he relishes nurturing and developing his family. Weekends often find him exploring nature through hikes and strengthening connections within his church community.
Michael's most recent accomplishment is a personal venture in the world of short-term Airbnb rentals, a testament to the expertise he eagerly shares with his clients. Guided by unwavering commitment to excellence, honesty, and integrity, his mission is to educate and empower individuals in wealth building and passive income through real estate.
Throughout his decade-long career, Michael has helped thousands of individuals and families save millions in interest charges and bolster their net worth through equity appreciation. His ultimate goal is to facilitate your real estate transaction with seamless precision. When you're ready to buy, sell, or refinance, consider Michael's expert advice for a successful journey.
Phone: (949) 615-4180
NMLS#: 1441086
License: CA
Spoken Language: English, Spanish
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 218 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
218+
Number of Lenders
9545+
1532+
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.