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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Michelle Bader

Michelle Bader

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:


"Hello, I'm Michelle.  I'm a Mortgage Loan Officer (Mortgage Consultant) proudly serving clients in Washington, California, Arizona, and Hawaii. I'm also in the process of obtaining licenses in Colorado, Texas, and several other states to extend my reach and assist even more individuals and families in achieving their homeownership dreams.

My journey in the financial world has been diverse and enriching. With a background as a Credit Analyst in the insurance industry, I honed my skills in evaluating financial profiles and understanding the intricacies of credit. Furthermore, my experience in Tax Accounting and Tax Law with the IRS equipped me with a profound understanding of tax and financial regulations, providing me with extensive knowledge in the complexities of the financial landscape.

I am passionate about guiding people towards their homeownership goals, and I believe in crafting personalized mortgage solutions to make those aspirations a reality. Whether you're a first-time homebuyer or looking to refinance, I am here to provide you with expert guidance and genuine care throughout the mortgage process.

Navigating the world of mortgages can be daunting, but I am committed to making it a seamless and enjoyable experience for you. Feel free to reach out, and let's embark on this exciting homeownership journey together.

I hope you consider me as your trusted Mortgage Consultant, and I look forward to being a part of your home-buying adventure!"

Michelle holds a Bachelor's degree in Business Administration from Seattle University. She speaks English and Tagalog (Filipino Language).

Beyond work, she loves traveling, spending quality time with friends and family, enjoying good food, and music.


Phone: (425) 772-0933

NMLS#: 2138106

License: AZ, CA, HI, PA, TX, WA

Spoken Language: English, Tagalog

My reviews on Google

As a first-time employee, I couldn’t have asked for a better experience than working with Ms. Michelle. From the beginning, she created an environment where I felt my ideas and thoughts were valued, which isn’t something you always find in a first job. One thing that often gets overlooked for employees is having a voice, but Ms. Michelle made it clear that my input mattered. She listened to my ideas and encouraged me to share them openly, which helped my confidence and instantly made me feel like a real part of the team. What I appreciate even more is how she takes the time to teach. If there was something I didn’t fully understand or a new skill I wanted to learn, even in complicated areas like finance, she was always willing to spend time explaining things. She’s patient and approachable, and she makes sure I feel comfortable asking questions. Ms. Michelle doesn’t just care about getting the work done, because she genuinely wants her team to grow and understand the bigger picture. Her care and attention don’t stop with her employees, either; they reflect in how she treats her clients, too. She always makes sure that everyone she works with, both staff and clients, feels supported and well taken care of. It’s clear that she wants the best for everyone, and that’s something rare to find in a leader :)
Michelle is very well-versed and extremely patient in answering my many questions. She’s currently helping me prepare with carefully curated house-buying practices specific to my situation. I’m confident in her capable hands. Thank you, Michelle! Blessings.
Michelle was available with what we considered a very quick turn around request. She provided continual updates and ensured we had a great team hand picked by her. I recommend this team with high regard! Thank you Michelle!

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 199 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

199+

Number of Lenders

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

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