Michelle Smart
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
As a dedicated Mortgage Loan Broker, I leverage my strong leadership skills to foster a trusting and collaborative relationship with clients. I empower clients to be actively involved in their financial journey by providing clear communication, transparency, and personalized guidance. My commitment to delivering exceptional service is evident in my ability to:
Prioritize Client Needs: I consistently put clients' interests first, ensuring they are well informed and empowered to make informed decisions.
Negotiate Optimal Rates: I actively shop the market to secure the most competitive interest rates, maximizing value for my clients.
Foster Open Communication: I maintain clear and open lines of communication, keeping clients updated on their financial progress and addressing their concerns promptly.
Cultivate Trust: My leadership style fosters a climate of trust and confidence, enabling clients to feel secure in their financial decisions.
By combining my leadership abilities with a deep understanding of client needs, I strive to provide an unparalleled level of service that exceeds expectations.
Whether you're a first-time homebuyer, a fix-n-flip real estate investor, or looking for a competitive Jumbo loan, Michelle Smart is committed to helping you achieve your financial goals. Trust Michelle Smart to provide expert advice and personalized service that exceeds your expectations.
Ask Michelle Smart to help you save on your mortgage so you can invest in other important things.
Phone: (480) 404-0888
NMLS#: 1339329
License: AZ, WA
Spoken Language: English
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 228 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
228+
Number of Lenders
10170+
1678+
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.