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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Mike Morrow

Mike Morrow

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:

My name is Mike Morrow, and my background is in financial services. Investors, please ask me about DSCR loans for your investment properties which allow you to qualify with NO income verification and NO tax returns.  First time homebuyers in California, please ask me about CalHFA programs which allow first time homebuyers to buy a home with no down payment and no closing costs (Generally, the home must be located in California and the home must be your primary residence).

Formerly, I worked for Wells Fargo in their Private Client Service division and helped people with financial planning including estate and trust, retirement, investments, and insurance. I also worked at Bank of America as a customer relationship manager and helped customers with various workout strategies for home retention including modifications for HFI loans.

Phone: (760) 908-8570

Email: mikemorrow@loanfactory.com

NMLS#: 2323425

License: CA

Spoken Language: English

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 228 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

228+

Number of Lenders

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

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