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Paul Manisa
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
With over 10 years of experience in the mortgage and lending industry, Paul is a trusted and knowledgeable loan officer dedicated to helping clients navigate the complex world of home financing. Throughout the years, Paul has built a reputation for providing personalized solutions that meet the unique needs of each borrower, whether they’re purchasing their first home, refinancing, or seeking specialized loan products.
By staying up-to-date with the latest industry trends, regulations, and lending programs, Paul is able to offer a wide range of options and guide clients through every step of the mortgage process with ease and confidence. Client satisfaction is at the forefront of Paul’s approach, and they are committed to making the home-buying or refinancing experience as smooth and stress-free as possible.
In addition to an in-depth understanding of loan products and market conditions, Paul’s integrity, professionalism, and passion for helping others has earned them long-standing relationships with clients, real estate agents, and other professionals in the industry.
Whether you’re a first-time homebuyer or a seasoned investor, Paul is here to provide the expertise and support you need to achieve your homeownership goals.
Phone: (949) 954-7978
NMLS#: 1185813
License: AZ, CA, CO, DC, FL, IA, MN, ND, WA
Spoken Language: English
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 226 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
226+
Number of Lenders
10170+
1679+
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.