My name is Ricardo Alertes, a loan officer, MLO# 1963452. I have been a mortgage and real estate sales professional for more than 10 years. I have a degree in project management and additional training and certification in mortgage loan origination and real estate sales, giving me the knowledge and experience to help you through the loan process, find the terms that are right for your budget, and make sure all the legalities are competently handled so that the closing goes smoothly and you can take possession of your new property.

Whether you’re a first-time home buyer, looking to trade up, deciding to downsize, or simply wishing for a change, I can help you before you even make an offer on a property.

I can sit down with you and look over your budget, income, and savings, helping you get a clear picture of what type and amount of loan are realistic. There are many factors to consider when getting a home loan; interest rates are only one element of the complete package. I will help you consider all your options so you can concentrate on making the best decision for your needs.

The financial aspects of home buying can be stressful and overwhelming, but they don’t have to be, not with a trained and caring professional like me in your corner. Contact me today at 470-624-1360 and let’s get started making your home-ownership dream come true.