Rate Comparisons
Loan Factory vs. Wells Fargo
Rates as of Friday, October 18 2024 at 2:00 PM (Pacific Time)
Wells Fargo | ||
---|---|---|
Rate | 6% (APR=6.003%) | 6.125% (APR=6.316%) |
Points / Credits | $67 | $7,501 |
Payment | $1,199 | $1,215 |
Saving over 30 years | $13,194 | $0 |
(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Chase
Rates as of Friday, October 18 2024 at 2:00 PM (Pacific Time)
Chase | ||
---|---|---|
Rate | 6% (APR=6.026%) | 6.5% (APR=6.603%) |
Points / Credits | $819 | $2,853 |
Payment | $1,799 | $1,896 |
Saving over 30 years | $37,026 | $0 |
(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Citibank
Rates as of Friday, October 18 2024 at 2:00 PM (Pacific Time)
Citibank | ||
---|---|---|
Rate | 5.75% (APR=5.773%) | 6.375% (APR=6.578%) |
Points / Credits | $375 | $1,125 |
Payment | $875 | $936 |
Saving over 30 years | $22,710 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Bank of America
Rates as of Friday, October 18 2024 at 2:00 PM (Pacific Time)
Bank of America | ||
---|---|---|
Rate | 5.875% (APR=5.898%) | 6.5% (APR=6.796%) |
Points / Credits | $500 | $1,726 |
Payment | $1,183 | $1,264 |
Saving over 30 years | $30,386 | $0 |
(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Guaranteed Rate
Rates as of Friday, October 18 2024 at 2:00 PM (Pacific Time)
Guaranteed Rate | ||
---|---|---|
Rate | 6% (APR=6.043%) | 6.35% (APR=6.698%) |
Points / Credits | $1,619 | $4,106 |
Payment | $2,098 | $2,178 |
Saving over 30 years | $31,287 | $0 |
(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Better.com
Rates as of Friday, October 18 2024 at 2:00 PM (Pacific Time)
Better.com | ||
---|---|---|
Rate | 5.875% (APR=5.875%) | 6.375% (APR=6.574%) |
Points / Credits | $0 | $3,200 |
Payment | $946 | $998 |
Saving over 30 years | $21,920 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)