Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 228 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
Scott Basham
Loan Officer
Based in San Diego and serving all of California, whether you are looking for FHA, VA, Conventional, Fix & Flip, or Construction, I can help you get pre-approved and offer low available mortgage rates along with a convenient online loan application process supported by a team of experienced loan officers.
About me:
Hi, I'm Scott👋 As a resident of San Diego I’ve always loved the lifestyle of California , from snorkeling the waters of Southern California 🐠 to hiking among the Sequoias of Central California 🌲 to watching racing at Buttonwillow and Sonoma raceway in Northern California 🏎️ I love the adventures California has to offer.
I became a licensed mortgage loan originator after going through the purchase process for a second time. I became fueled by understanding the whole process. Today, as a loan officer with Loan Factory serving all of California, I extend my expertise with a goal of delivering the best service while securing the most competitive rates in order to ensure that my client’s homeownership journey is successful, fulfilling, and free of confusion.
Phone: (619) 357-5888
NMLS#: 2637552
License: CA
Contact Scott today
Low available home mortgage rates are one call away. We will get back to you immediately.
CONTACT US NOW