Sheilla Lavadia

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

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Sheilla Lavadia

Team Leader/ Sr. Loan Officer

Bio:

My name is Sheilla Lavadia.  I am a Mortgage Broker with 20 years of experience under my belt.  I am a mother and a wife, but a hustler on the side.  I love helping first time home buyers and I love educating and giving consultation.  I want to share my experiences and love to work and surround myself with like mind individuals.   


Phone: (425) 218-5534

NMLS#: 1399453

License states: Arkansas, Oregon, Texas, Florida, Arizona, Washington, California

Spoken Language: English, Tagalog

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My reviews on Google

I had a great experience with Sheila and her team. I was shopping for a competitive loan offer, late in the game while I was in Escrow. Sheila and her team were able to help me out fast, and secure a better a loan. Would highly reccomend!
Big thank you to Ate Sheila's team! They're the best among the rest! I definitely recommend them as your Lender! 👌☺️🏠
Thank you Sheila and your team for all your help and assistance with our home buying process. I know my brother and I were busy and sometimes it took us a while to respond back however you guys were extremely patience and work around with our schedule while making sure we are on time with paper works. We are very happy and grateful that we finally can call our house our home. We recommend Sheila and her team to anyone looking to buy a house. They went an extra mile with helping us look for a mortgage lender as well as a home insurance that fits are needs. So my brother and I want to thank you and your team for all you’ve done.

My reviews on Zillow

I wanted to take a moment to express my sincere gratitude for the exceptional service provided by everyone during the house closing process. As a first-time homebuyer, I had many questions and concerns, but everyone’s professionalism, efficiency, and attention to detail made the entire experience seamless. Here are a few highlights that truly stood out: 1. Clear Communication: Your team consistently kept me informed at every step. Whether it was explaining the paperwork, coordinating with the title company, or addressing any last-minute issues, your communication was prompt and thorough. 2. Timely Responses: I appreciate how quickly you responded to my emails and phone calls. It made me feel valued as a client and alleviated any anxiety I had about the process. 3. Expertise: Your knowledge of the real estate market and loan procedures was evident. You guided me through the maze of documents, ensuring that I understood each one before signing. 4. Smooth Closing: The closing day was stress-free, thanks to your meticulous planning. Everything was in order, and I felt confident that I was making the right decision. Please extend my heartfelt thanks to everyone involved.You truly made a difference in my home buying journey, and I am excited to start this new chapter in my life.
Sheila was very helpful throughout the purchase process. Available all the time to questions and constant support. Very friendly and cooperative, respectful and friendly.
Sheilla Lavadia was a great lender. Even when she was on vacation she answered all my concerns and even though she was in hard situations to get access to her computer while she was on vacation (the time difference ) she always had a way of satisfying my needs. She's very helpful, very patient, and very responsive. She'll walk me through the whole process and guide me with every step. She goes beyond and above to meet my expectation and answer all my concern.She did a great job. Sheilla is one of the great people who love to see people's happy faces. Thank you Sheilla

My reviews on Loan Factory

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 218 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

218+

Number of Lenders

What makes us different?

Lenders

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders

Other brokers

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders
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