Thao Vo
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
With over 15 years of experience in the mortgage industry, Thao Vo has established herself as a trusted loan officer known for her deep knowledge and commitment to her clients. Her extensive background enables her to navigate the complexities of home loans with ease, ensuring a seamless transaction for every client. Thao's passion for helping clients save money on their mortgage loans sets her apart; she genuinely cares about finding the best solutions for each individual's financial needs, which has earned her a loyal following of repeat clients and referrals.
What truly distinguishes Thao is her hands-on experience—having personally processed her own loans over the past 15 years. This firsthand knowledge of the entire loan process allows her to guide clients confidently, ensuring they understand every step along the way. Clients appreciate her approachable nature, attention to detail, and unwavering support throughout their mortgage journey. If you’re looking for a loan officer who combines expertise with a deep passion for helping you achieve your homeownership goals, Thao Vo is the loan officer you want to work with.
Don’t hesitate—reach out to Thao today to start saving you money! Her clients will vouch for her commitment to understanding and supporting your needs every step of the way.
Phone: (408) 482-4063
NMLS#: 950864
License: CA
Spoken Language: English, Vietnamese
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 228 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
228+
Number of Lenders
10170+
1678+

Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer

Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.