Emporium

Address: 3010 Gaylord Parkway, Frisco, TX 75034

https://emporiumtpo.com/

Internal Reviews

(3 reviews)

Total loans closed with Loan Factory
18,663

Total loans closed with Loan Factory (past 12 months)
15,070

Lender overview

Basic information

QM Program

N/A

Loss Payee

Emporium TPO LLC ISAOA/ATIMA P.O. Box 7050 Troy, MI 48007-7050

CPL or Subordinate Clause

Emporium TPO LLC ISAOA/ATIMA P.O. Box 7050 Troy, MI 48007-7050

Lock policies & Fees

Lock Policies

Lock extension

We will allow up to 30 days in extensions, past that requires an exception.

Relock

Re-locks on loans that have been expired for up to 30 days are subject to worst case
pricing and 0.250 re-lock fee. Any prior costs or fees will carry over to the new lock
(extensions, etc.).

Lock & Shop

Lender's niche & Overlays

Lender's Niche

DSCR Loans: We accept investors that are currently renting.

Self-Employed or Wage Earner with Unscheduled Income?

Unscheduled income is eligible under our Full Doc program! We accept brokers with clients who work seasonally, overtime or have bonuses.

Unscheduled Income Accepted*
Bonus
Holiday/Seasonal
Overtime
Commission
Non-taxable Income
and more!

Lender's overlays

WY is for Business Purpose Loans only.

Lender turn time

Initial underwrite (days)

CTC conditions review (days)

Initial CD (days)

Review - Emporium

3.7

3 Google Reviews

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