American Heritage Lending

American Heritage Lending

19800 Macarthur Boulevard, Irvine, CA 92612

https://ahlendtpo.com/

Internal Reviews

(1 review)

Total loans closed with Loan Factory
17,896

Total loans closed with Loan Factory (past 12 months)
14,508

Lender overview

Basic information

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American Heritage Lending, LLC Its Successors And/Or Assigns 19800 MacArthur Blvd., Suite 950 Irvine, CA 92612.

American Heritage Lending, LLC Its Successors And/Or Assigns 19800 MacArthur Blvd., Suite 950 Irvine, CA 92612.

Lock policies & Fees

Lock Policies

All locks are for 45 days. 15 day extensions are available for .375 to pricing.

If re-lock is necessary it is worse case scenario plus a .25 re-lock fee for 30 days.

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Lender's niche & Overlays

We can finance  your fee into the loan without increasing the rate.  For Example:  Bank Statement/Full Doc/1099 borrower for an investment property we are maxed at 80% LTV.  Add in your broker fee (up to 3%) and the rate will stay the same!

Bridge program for an owner occupied property.  We will do both loans, bridge and new purchase.  We will escrow payments so they are not counted against DTI of the new home purchase loan.  Awesome tool to talk to Realtors about.

Reverse 1031 Exchange
Easy to use technology/broker portal
Finance your buyers Realtor's fee into the loan
Condotels Condos as part of a hotel (4 Seasons, mandarin Oriental etc)
Non-warrantable condos (we love condos)
Foreign National borrowers
Loan Amounts up to $4M 4 separate
DSCR programs including No Ratio and Low Ratio
Awesome backroom and designated Account Manager


50% of our loans on a monthly basis have an exception.  We want to close make sense NonQM loans.  We only do NonQM and we are very good at it!

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Lender turn time

2

1

1

Review - American Heritage Lending

5

1 reviews

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2

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