First Alliance Home Mortgage, LLC
20 Jackson Drive, 2nd Floor, Cranford, NJ 07016
https://www.firstalliancehomemortgage.com/
Internal Reviews
(1 review)
Total loans closed with Loan Factory
18,663
Total loans closed with Loan Factory (past 12 months)
15,070
Lender overview
Basic information
Conventional
FHA
VA
Jumbo
N/A
N/A
Lock policies & Fees
Lock Policies
N/A
N/A
No
Lender's niche & Overlays
FHA, VA, USDA, Conventional, Non-QM, VOE, P&L, DSCR.
- VOE Loans – No tax returns. Just verify employment.
- P&L Loans – Self-employed? Use your profit & loss to qualify.
- DSCR Loans – For investors. No income docs needed—just cash flow.
Perks:
- Same-day or 24-hour approvals
- Close in 7 days or less
- Fast conditions
- Great pricing
- Build your own appraiser panel
- Volume incentives available
FHA loans:
- a credit score over 580
- a 3.5% down payment
Jumbo Loan:
- Loan To Value Ratio ≤ 89.99%
- Less Paperwork
- Flexible Loan Use: You can use a Jumbo loan to finance a primary home, second home or investment property.
Lender offers the NJ State Grant Program- NJHMFA- Loan officer must take a course in order to participate in the program. Down Payment assistance can range from 10K to 22K
Lender offers TBD credit approvals.
Jumbo Loan Requirements: Minimum 680 Credit Score
Debt-To-Income Ratio ≤ 45%
Lender turn time
1
1
1
Review - First Alliance Home Mortgage, LLC
5.0
1 Google Reviews
Stars
Sort by
We use cookies to ensure the most optimal browsing experience on our website. By visiting our site, you are agreeing to the use of these cookies.