First Alliance Home Mortgage, LLC

First Alliance Home Mortgage, LLC

20 Jackson Drive, 2nd Floor, Cranford, NJ 07016

https://www.firstalliancehomemortgage.com/

Internal Reviews

(1 review)

Total loans closed with Loan Factory
18,482

Total loans closed with Loan Factory (past 12 months)
14,960

Lender overview

Basic information

Conventional
FHA
VA
Jumbo

N/A

N/A

Lock policies & Fees

Lock Policies

N/A

N/A

No

Lender's niche & Overlays

FHA loans:

- a credit score over 580

- a 3.5% down payment

Jumbo Loan: 

- Loan To Value Ratio ≤ 89.99%
- Less Paperwork
- Flexible Loan Use: You can use a Jumbo loan to finance a primary home, second home or investment property.

Lender offers the NJ State Grant Program- NJHMFA- Loan officer must take a course in order to participate in the program. Down Payment assistance can range from 10K to 22K

Lender offers TBD credit approvals. 

Jumbo Loan Requirements: Minimum 680 Credit Score

Debt-To-Income Ratio ≤ 45%

Lender turn time

1

1

1

Review - First Alliance Home Mortgage, LLC

5.0

1 Google Reviews

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