OceanAir Federal Credit Union

Address: 2151 E. Gonzales Rd., Oxnard, CA 93036

https://oceanair.org/

Internal Reviews

(0 reviews)

Total loans closed with Loan Factory
18,663

Total loans closed with Loan Factory (past 12 months)
15,070

Lender overview

Basic information

QM Program

Conventional

Jumbo

HELOC

Loss Payee

Provided during processing

CPL or Subordinate Clause

We don't allow subordinations or simulating close 2nds

Lock policies & Fees

Lock Policies

Lock extension

On Jumbos it depends on pricing of the day

Relock

N/A

Lock & Shop

Lender's niche & Overlays

Lender's Niche

We are not a traditional correspondent or wholesale lender. We are a Federal Credit Union that allows broker loans. We do most of the processing, we do the disclosures, we handle all 3rd party items, all you need to do is submit the complete loan, and get the items we request. All contact with the borower is done by you.

Lender's overlays

N/A

Lender turn time

Initial underwrite (days)

N/A

CTC conditions review (days)

N/A

Initial CD (days)

N/A

Review - OceanAir Federal Credit Union

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