Since we are CDFI certified, we do not have to collect the traditional income docs. (no W-2’s, paystubs or tax returns) we only ask one question: total gross income including all source.

income calculation for most recent year. 

Allows the advantage of limited documentation to a sector of underserved borrowers who do not meet traditional eligibility requirements. 

exp. cash tips, bonuses, over-time, royalties, commission, any and all forms of income source.