Melissa Southam, Evergreen NW Lending Team


Experience the convenience of our streamlined online loan application process, designed to make financing seamless and stress-free. With over 20 years of expertise, we offer aggressive mortgage programs and competitive rates tailored to meet your needs, ensuring a smooth journey from start to finish.

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Melissa Southam

Loan Officer

Message: ‪(425) 318-4348‬

Office: (425) 823 7971

NMLS#: 121567

Email: contact@evergreennw.com

License states: Washington, California

License states: Washington - www.evergreennw.com

Spoken Language: English

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Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 228 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

228+

Number of Lenders

What makes us different?

Lenders

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders

Other brokers

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders
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