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Niles Johnson

Loan Officer

Bio: Hello, my name is Niles Johnson. I am a newly licensed Loan Officer associated with the Loan Factory. I hold a BA in English Literature. For the last seven years, I have been working on my PhD in Biblical Studies. My wife and I have been married for twenty years. We moved to the great state of Texas in 2021. While not reading (e.g., historical and literary works), I enjoy the great outdoors (i.e., hiking and traveling), listening to orchestral music, lifting weights and watching movies for relaxation. As a servant leader, I find satisfaction in helping people with their mortgage needs.

Phone: (325) 273-0697

NMLS#: 2595753

License states: Texas

Spoken Language: English

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Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 228 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

228+

Number of Lenders

What makes us different?

Lenders

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders

Other brokers

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders
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