If we can't beat another offer, you'll receive $1,000.

(Texas, Colorado, California, Florida, Illinois, Virginia, Kentucky, Minnesota, Wisconsin, Alabama, Oklahoma, Georgia, Arizona, Louisiana, Nevada and Ohio properties only)

Terms and conditions

Julia Kim

Loan Officer

Bio:

Great loans aren’t just talked about – they’re shown. Using tools trusted by industry professionals, I help you secure the best loan terms available. Everything is transparent and open for you to review online. Don’t miss out by skipping comparisons– let’s make sure you get the deal you truly deserve!

Phone: (213) 344-7110

NMLS#: 827871

License states: California

Spoken Language: English, Korean,Korean

Mortgage Rates

Why are our rates so low?

1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 226 lenders in real-time for you.
2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

226+

Number of Lenders

10170+

(Avg. 5.0) Google Reviews

1679+

Loan officers

Licensed states

226 Lenders in our Platform

Michigan Mutual, Inc. (MiMutual Mortgage)

Paramount Residential Mortgage Group, Inc.

Universal Lending Wholesale (changed to PowerTPO)

Finance of America - Reverse (FHA, Jumbo and Reverse 2nd)

Lead Plus Wholesale Lending/ Summit Funding

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