If we can't beat another offer, you'll receive $1,000.

(Texas, Colorado, California, Florida, Illinois, Virginia, Kentucky, Minnesota, Wisconsin, Alabama, Oklahoma, Georgia, Arizona, Louisiana, Nevada and Ohio properties only)

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Nilima Brahmbhatt

Loan Officer

Bio:

Nilu is very passionate about helping people achieve their real estate goals. With over 15 years of experience in the finance-technology industry, she empowers her clients with knowledge and valuable insights via data and tools to help them make an informed decision regarding their home financing needs. She is skilled in negotiating the best products and rates that her clients can qualify for and works diligently to ensure maximum client’s benefits. With a ‘can-do-friendly’ positive attitude, she guides clients through the complicated loan process and makes herself available around the clock to answer any questions that they may have. She is a reliable partner to the real estate agents and lenders to add value to their business and create a win-win situation for everyone.


Phone: (301) 643-9343

NMLS#: 1921386

License states: Delaware, Virginia, West Virginia

Spoken Language: English, Gujarati, Hindi

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My reviews on Google

John Nguyen
Jan 24, 2025
READ 
Quick and painless; an abnormal relief when dealing with home transactions.
AJ Marcus
Nov 21, 2024
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I recently worked with Nilima during my mortgage process, and I couldn’t be more pleased with the experience. From the very beginning, Nilima was incredibly knowledgeable, patient, and responsive. She took the time to explain every detail, ensuring I understood all the options available to me, which made a complex process feel much more manageable. Her professionalism and attention to detail were evident at every step. Whether it was answering my late-night questions or guiding me through paperwork, Nilima was always available and went above and beyond to ensure a smooth and stress-free process. Her dedication, combined with her approachable demeanor, truly made a world of difference. I felt confident throughout the process, knowing I had someone so reliable and supportive in my corner. If you’re looking for a loan officer who is knowledgeable, attentive, and genuinely cares about your needs, I highly recommend Nilima. She made what could have been a stressful process feel seamless. Thank you, Nilima, for your excellent service!
Firas Alwan
Oct 9, 2024
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View all on
Google

My reviews on Loan Factory

She has been very helpful, efficient, and proactive. She helped me a lot during this process with this loan. Very calmed and polite.
Posa Monsa
August 28 2024
READ 
Sandee Evans
November 11 2024
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Tracy Nguyen
November 11 2024
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View all

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 226 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

226+

Number of Lenders

10170+

1679+

Loan officers

48

Licensed states

What makes us different?

Lenders

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders

Loan Factory

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders

Other brokers

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders
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